ONE TIME OR REGULAR INVESTMENT
This tool is designed to illustrate the effect of a regular
deposit as part of a periodic savings program. By providing a few details
about your investment plan, the Investment and Regular Deposits calculator
illustrates the total growth of your deposits. Assumptions
Deposit over a given number of years – This
field captures the number of years over which you would like to calculate
the growth of you deposits.
Annual Rate of Return – Enter the annual
rate of return you expect to realize on your investment.
Investment Information
Initial Investment Amount – Enter the
amount of your initial lump sum investment. If you are calculating the future
growth of existing assets, enter the current value of your account.
Periodic Deposit Amount & Deposit Frequency – These
two fields capture how much, and how often are you are making deposits. If
you are calculating the future value of a one-time investment, you can leave
the Deposit Amount blank.
Deposits Indexed At – Enter the rate
at which you will be increasing your deposits from year to year. If you are
planning to contribute the same amount each year, leave the field blank.
Deposits Made At – Making your deposits
at the beginning of the period of the period can make a significant difference
to the final balance of your investment since it allows your investment to
take advantage of additional compounded growth. Try your scenario assuming
deposits at the beginning of the period and again assuming deposits at the
end of the period. You'll be surprised at what a difference a little time can
make.
Display Cash Flow – The Cash Flow
option doesn't change the results of the calculator. It simply allows you to
control the display of your investment's growth on screen.
What the Calculator Shows You
The calculator provides a number of details on your investment, including: