INVESTMENT AND REGULAR WITHDRAWAL CALCULATOR

This tool is designed to illustrate the regular income stream that could be produced from a non-registered investment. By providing a few details about your investment plan, the Investment and Regular Withdrawals calculator illustrates the depletion of assets through a regular withdrawal program, while taking into account the growth of the assets over time.

Assumptions
Withdrawals over a given number of years – This field captures the number of years over which you would like to make withdrawals.

Annual Rate of Return – Enter the annual rate of return you expect to realize on your investment.

Investment Information
Initial Investment Amount – Enter the amount of your initial lump sum investment. If you are calculating the potential income stream generated from existing assets, enter the current value of your account.


Periodic Withdrawal Amount & Withdrawal Frequency – These two fields capture how much you are withdrawing and how often you are making those withdrawals. The amount can be expressed as a dollar amount or as a percent of the initial investment amount.


Withdrawals Indexed At – Enter the rate at which you will be increasing your withdrawals from year to year. Indexing is applied on an annual basis regardless of the frequency of your withdrawals. If you are planning to withdraw the same amount each year, leave the field blank. The indexing option is not available if the withdrawal amount is expressed as a percentage.


Display Cash Flow – The Cash Flow option doesn't change the results of the calculator. It simply allows you to control the display of your income stream on screen.


What the Calculator Shows You
The calculator provides a number of details on your investment and systematic withdrawal, including:
The calculator also totals all of your withdrawals and presents the final value of your investments.